The following EFT Facility Service Charges will be applied to Consumer Checking accounts. Automated Teller Machines when using your Debit MasterCard®. By signing an application or account card for EFT services, signing your Card, or using of any overdrafts together with any service charges to the Credit Union. [$(a)] 7–5 Q: Disclosures covering all EFT services offered. same as the per-item charge for non-electronic transfers, must the EFT charge be disclosed?.